Risk Management Solutions
Remove the weak links. Take the right risks. Build a business that's resilient under pressure.
We live in fast-changing times. The risks are getting bigger, more complex, and more consequential. Most businesses don't have a Chief Risk Officer, they have a CEO carrying the weight alone. That's where we come in. Encina Consulting offers decades of experience earned in Risk Management and Governance of high-stakes regulated industries. We bring bespoke Risk Management solutions to support your organisation, working with your team to make your business stronger.
To have an initial confidential conversation costs nothing and could change everything - for the better.
We offer bespoke Risk Management and Governance Consulting for Boards and CEOs Who Want to Get It Right.
We offer world-class Risk Management solutions, learned from years of working with regulated businesses, and adapted to those in all sectors who want or need to take risk management seriously.
Encina works with CEOs, founders, and boards across a wide range of sectors, increasing your business resilience.
The common thread isn't sector. It's the moment when risk complexity has outgrown your current governance, and the cost of getting it wrong has become too high to ignore.
If any of these situations feel familiar, you're in the right place.
You've grown past the stage where the CEO can hold all the risk in their head. A full risk function isn't justified yet. We fill that gap.
Growing fast, raising capital, entering new markets. You need CRO-level thinking without the CRO cost.
ESG claims and sustainability disclosures are now subject to enforcement. We make your commitments defensible.
Your technology is proven. Your investors are questioning whether your governance can handle execution risk at scale. We build this with you.
Charities SORP 2026 and increasing funder scrutiny mean risk governance is no longer optional. We help you build the credibility needed.
We've all heard of the large institutions who got it wrong and what this has meant reputationally and for their ongoing funding. When controls fail the damage is generational. We bring the risk governance rigour you now need to have in place.
Significant capital. Complex portfolio. Often without the governance infrastructure the exposure demands. We bring institutional-grade risk frameworks.
One governance failure in one portfolio company can compromise the credibility of the entire fund. We prevent that.
Words about our offering.
Built by a Fellow of the Institute and Faculty of Actuaries and former Group Chief Risk Officer at some of the UK's largest insurers - including Prudential, RSA and Royal London.
Thirty years of risk industry expertise and twenty years of board-level risk management and governance, turned into a fixed-price framework that any business can deploy, without hiring a risk function.
When we work with you and your board, we aren't translating theory. We are drawing on experience from the chair.
"Risk governance expertise. From the chair, not the classroom."
Find out more about Encina Consulting and Jon Macdonald here.
Our Services.
For organisations building risk governance for the first time, rebuilding it after rapid growth has left it behind, or needing to increase risk management rigor. A working system, not a document.
Ongoing senior support for CEOs and boards navigating complex risk decisions or significant strategic change. In the room, not at arm's length.
CRO-level leadership embedded in your organisation on a part-time or interim basis. Active in your business, building capability from the inside.
Choose What You Need: We Build It, We Embed It, We Leave You Up and Running.
What Does Your Organisation Need?
We want to make it easy for you to access FTSE100 rigour. Which is why we package our services into four practical products - each designed to be deployed quickly, without disrupting your business. Choose one, choose them all or contact us to find out what combination of these, plus training and coaching, would be appropriate for you and your business.
1. Risk Appetite Framework
Define what risks you're willing to take, and which you're not. The foundation everything else is built on.
2. Board Risk Profile
A single, clear view of your risk position for the board. Who is accountable for each risk. Escalations only. No noise.
3. KRI Dashboard
Forward-looking indicators that tell you where risk is building before it crystallises. Not historical reporting - genuine early warning.
4. Controls Effectiveness Diagnostic
Who owns each control, whether it's working, and where your real exposure sits.